Best Deposit Rates

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The best CD rates, or APYs (annual percentage yields), are often higher than the best savings account interest rates, though they vary by term length - longer terms usually bring the highest CD.

If you’re just looking for a higher payout, however, CDs might be the way to go. Treasury bond rates have fallen since the financial crisis, falling to a paltry 0.5% in 2013. As of October 2019, the bond yield. Certificates of Deposit - Branch Banks 2021. A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. Mar 03, 2021 The interest rates available on the best-paying CDs are usually in line with the current inflation rate, so virtually any rate higher than that is a good deal. Often, online banks and credit. The best CD rates tend to be at online banks and credit unions. Many banks dropped their rates on CDs in response to the Federal Reserve's emergency rate cuts in March 2020. But you can still find.

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Deposits have a much lower risk as compared to other volatile products. They offer a better peace of mind and a higher level of assurance that your money will always be there Bingo house download.

Note: Terms & conditions apply for the following promotions. Be sure to read in detail before going in for it.

In a heavily summarised definition:

  • Fixed / Time deposits require you to place funds (usually fresh funds) in a account for a specified amount of time
  • Incremental balance promotions require you to increase your average balance of your account from a defined period with fresh funds.
  • Fresh funds refer to funds transferred from accounts outside the bank. Over-the-counter or machine cash deposits are usually fine too but do take note banks may charge for large cash deposits

New promotions are added to the bottom of the list

  1. Singapore Savings Bonds – Government Security; High p.a.; Min $500; Requires free CDP account; No penalty for early withdrawal; Interest payments every 6 months after issuance
  2. Maybank: Earn up to 1.0% p.a. with their latest time deposit rates from 2 October 2020**BEST for funds up to $1m**
  3. HSBC offers 1.10% p.a. for 24-mth Singapore Dollar Time Deposits (as of 2 Oct 2020)**BEST for funds up to $49,999**
  4. Singapore Savings Bond (SSB): Earn up to 0.97% p.a. in the latest bond – Apply by 23 Feb**BEST for lowest risk deposit up to $200,000**

Last updated 7 Feb 2021. Click these links for latest Fixed Deposit or Time Deposit Promo Anz deposit atm.

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Deposit Rates

Deposit
Personal CD
TermAPY*Interest RateInitial Deposit
6 Month Promo CD0.250%0.250%$500
12 Month Promo CD0.300%0.299%$500
24 Month Promo CD0.400%0.399%$500
60 Month Promo CD0.700%0.698%$500
3 Month CD0.050%0.050%$500
6 Month CD0.100%0.100%$500
18 Month CD0.200%0.199%$500
1 Year CD0.150%0.149%$500
2 Year CD0.250%0.249%$500
3 Year CD0.300%0.299%$500
4 Year CD0.350%0.349%$500
5 Year CD0.450%0.449%$500
A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage Yield
Rates valid for Saturday, March 6, 2021.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Money Market Checking Account
BalanceAPY*Interest Rate
0-2,4990.000%0.000%
2,500-24,9990.050%0.049%
25,000-49,9990.100%0.099%
50,000-99,9990.100%0.099%
100,000+0.100%0.099%

Money Market Savings Account
BalanceAPY*Interest Rate
0-2,4990.000%0.000%
2,500-24,9990.100%0.099%
25,000-49,9990.150%0.149%
50,000-99,9990.150%0.149%
100,000+0.200%0.199%
*APY - Annual Percentage Yield
Rates valid for Saturday, March 6, 2021.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Share Savings Account
BalanceAPY*Interest Rate
0 - 2990.000%0.000%
300+0.100%0.099%
Secondary Savings Account
BalanceAPY*Interest Rate
0-2990.000%0.000%
300+0.100%0.099%
Central Cents Savings Account
BalanceAPY*Interest Rate
0.01+0.100%0.099%
Choice Savings Account
BalanceAPY*Interest Rate
0 - 1,4990.100%0.099%
1,500+0.150%0.149%
Youth Savings Account
BalanceAPY*Interest Rate
0-2990.050%0.049%
300-1,4990.100%0.099%
1,500+0.150%0.149%
Health Savings Account
BalanceAPY*Interest Rate
0 - 2,4990.150%0.149%
2,500 - 24,9990.150%0.149%
25,000+0.150%0.149%
Medical Savings Account
BalanceAPY*Interest Rate
0 - 2,4990.100%0.099%
2,500 - 24,9990.100%0.099%
25,000+0.100%0.099%
Coverdell Education Savings Account
BalanceAPY*Interest Rate
0 - 2990.100%0.099%
300+0.150%0.149%
Idaho First-Time Home Buyer Savings
BalanceAPY*Interest Rate
0-2,4990.150%0.149%
2,500-24,9990.150%0.149%
25,000+0.150%0.149%
*APY - Annual Percentage Yield
Rates valid for Saturday, March 6, 2021.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
IRA Savings Account
BalanceAPY*Interest Rate
0 - 2990.100%0.099%
300+0.150%0.149%

IRA Money Market Savings Account
BalanceAPY*Interest Rate
0-2,4990.050%0.049%
2,500-24,9990.100%0.099%
25,000-49,9990.150%0.149%
50,000-99,9990.200%0.199%
100,000+0.250%0.249%

IRA Certificate of Deposit Account
TermAPY*Interest RateInitial Deposit
6 Month Promo CD0.250%0.250%$500
12 Month Promo CD0.300%0.299%$500
24 Month Promo CD0.400%0.399%$500
60 Month Promo CD0.700%0.698%$500
3 Month CD0.050%0.050%$500
6 Month CD0.100%0.100%$500
1 Year CD0.150%0.149%$500
18 Month CD0.200%0.199%$500
2 Year CD0.250%0.249%$500
3 Year CD0.300%0.299%$500
4 Year CD0.350%0.349%$500
5 Year CD0.450%0.449%$500

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.
*APY - Annual Percentage Yield
Rates valid for Saturday, March 6, 2021.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Loan Rates

Auto Rates
Age of VehicleLoan TermInterest Rate*
2018 or newer36 months2.390%
2018 or newer48 months2.840%
2018 or newer60 months2.890%
2018 or newer72 months3.190%
2018 or newer84 months4.190%
2015-201748 months3.040%
2015-201760 months3.090%
2015-201772 months3.390%
2015-201784 months4.450%
2012-201448 months3.490%
2009-201148 months4.790%

Small Recreational Vehicles
Age of VehicleLoan TermInterest Rate*
2018 or newer48 months4.440%
2018 or newer72 months5.440%
2018 or newer84 months6.200%
2015-201736 months5.490%

Large Recreational Vehicles
Age of VehicleLoan TermInterest Rate*
2018 or newer120 months4.340%
2018 or newer144 months4.790%
Rates
Street Motorcycle
Age of VehicleLoan TermInterest Rate*
2018 or newer60 months3.990%
2015-201760 months6.290%
2011-201460 months6.440%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Saturday, March 6, 2021.

Visa Credit Cards
TypeAPR*Grace Period for PurchasesAnnual Fee
Premier RewardsVariable rate as low as 12.74%20 to 25 daysNone
RewardsVariable rate as low as 8.74%20 to 25 daysNone
Variable-Rate PlatinumVariable rate as low as 7.74%20 to 25 daysNone
Fixed-Rate PlatinumFixed rate as low as 13.99%20 to 25 daysNone

*APR - Annual Percentage Rate
Rates valid for Saturday, March 6, 2021.
Signature Loans

Interest Rates Today

Rate*Loan Term
8.890%12 Months
8.890%24 Months
9.590%36 Months
9.790%48 Months
9.990%60 Months
10.490%72 Months

Share Secured Loans
TypeRate*
Share Secured3.900%
CD Secured3.900%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Saturday, March 6, 2021.

Home Equity Loans
APPLY NOW

Best Deposit Rates Usa

TypeRate*APR
Home Equity Line of Credit3.250%3.250%

*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Saturday, March 6, 2021.

Home Loans
APPLY NOW
LoanInterest RateAPR*
15 year Fixed Rate - Purchase2.375%2.647%
15 year Fixed Rate - Refinance2.750%3.028%
30 year Fixed Rate - Purchase3.000%3.153%
30 year Fixed Rate - Refinance3.375%3.533%
Advantage ARM2.999%3.718%
Construction Loan3.500%3.659%
FHA 30 Year Fixed Rate2.875%3.180%
Freedom Mortgage - Existing ICCU Loan3.190%3.190%
Freedom Mortgage - New to ICCU2.790%2.790%
Idaho Housing First Loan (FHA/VA/RD)3.000%3.180%
Jumbo Purchase 2.690%2.843%
USDA RD 30 Year Fixed Rate2.875%3.480%
VA 30 Year Fixed Rate2.870%3.162%

Best Deposit Rates Of Interest

*APR - Annual Percentage Rate
*The annual percentage rates listed are our best rates. Your rate and/or term may vary depending on credit history and underwriting criteria.
Rates valid for Saturday, March 6, 2021.

Business Rates

Business CDs
TermAPY*Interest RateInitial Deposit
6 Month Promo CD0.250%0.250%$500
12 Month Promo CD0.300%0.299%$500
24 Month Promo CD0.400%0.399%$500
60 Month Promo CD0.700%0.698%$500
3 Month CD0.050%0.050%$500
6 Month CD0.100%0.100%$500
18 Month CD0.200%0.199%$500
1 Year CD0.150%0.149%$500
2 Year CD0.250%0.249%$500
3 Year CD0.300%0.299%$500
4 Year CD0.350%0.349%$500
5 Year CD0.450%0.449%$500

A penalty may be imposed for early withdrawal. No institutional deposits. Fees may reduce earnings.

*APY - Annual Percentage Yield
Rates valid for Saturday, March 6, 2021.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.
Business Money Market Checking Account
BalanceAPY*Interest Rate
0-2,4990.050%0.049%
2,500-24,9990.100%0.099%
25,000-49,9990.150%0.149%
50,000-99,9990.150%0.149%
100,000-249,9990.150%0.149%
250,000+0.150%0.149%

Business Premium Money Market Savings Account

Best Deposit Rates In Us

BalanceAPY*Interest Rate
0-2,4990.100%0.099%
2,500-24,9990.150%0.149%
25,000-49,9990.200%0.199%
50,000-99,9990.200%0.199%
100,000-249,9990.250%0.249%
250,000+0.250%0.249%
*APY - Annual Percentage Yield
Rates valid for Saturday, March 6, 2021.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.Best Deposit Rates
Business Visa Credit Cards
TypeAPR*Grace Period for PurchasesAnnual Fee
Business Premier RewardsVariable rate as low as 12.74%20 to 25 daysNone
Business Visa RewardsVariable rate as low as 8.74%20 to 25 daysNone
Business Visa PlatinumVariable rate as low as 7.74%20 to 25 daysNone

*APR - Annual Percentage Rate
Rates valid for Saturday, March 6, 2021.
Business Share Savings Rates
BalanceAPY*Interest Rate
0 - 2990.000%0.000%
300+0.100%0.099%
Business Secondary Savings Rates
BalanceAPY*Interest Rate
0-2990.000%0.000%
300+0.100%0.099%
*APY - Annual Percentage Yield
Rates valid for Saturday, March 6, 2021.
The interest rate and annual percentage yield may change at any time, as determined by the credit union board of directors.